Collection

Pandemic Relief Money And The Same-Day Threat: When An HOA Collected Federal COVID Aid, Then Foreclosed Anyway

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The HOA accepted federal CARES Act money through a Texas state agency in 2022 to satisfy the debt. Then it sent a violation notice, and a collection notice — all dated the same day — and kept collecting.

The Collection Letter That Says Nothing: When A 209.0064 Notice Is Legally Defective Even If It Arrives

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A § 209.0064 collection notice must itemize every charge and describe a real payment plan. If it doesn’t, you may not be liable for the collection agent’s fees — even if you never received the letter at all.

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