hkw9p 
The HOA accepted federal CARES Act money through a Texas state agency in 2022 to satisfy the debt. Then it sent a violation notice, and a collection notice — all dated the same day — and kept collecting.
A 2022 notice cannot support a 2025 fine, especially after the same claim was already settled and dismissed. The six-month rule, a misread damages statute, and res judicata each independently make the zombie fine unenforceable.
Texas law prohibits an HOA board from even voting on foreclosure without prior notice to owners. But when the agenda says only “additional collection steps, including foreclosure,” does that really tell anyone whose home is on the line?
An HOA assessment lien does not secure every type of charge. Fines, unexplained fees, and other amounts have no place in a foreforeclosure — but when the accounting is opaque, they can end up there anyway. Here is how it happens and how to fight back.
A § 209.0064 collection notice must itemize every charge and describe a real payment plan. If it doesn’t, you may not be liable for the collection agent’s fees — even if you never received the letter at all.
Before 2015, HOAs had to prove you actually received the notice. Then the law changed. Now they only have to prove they mailed it — and that one-word shift can cost you your home.
Welcome to WordPress. This is your first post. Edit or delete it, then start writing!