Submit Your Records
Est.TEXAS
2019Austin, TX
Texas Homeowner Defense Network
Your HOA Broke the Law.
We dig through meeting minutes, consent agendas, and financial records to expose procedural violations—then weaponize state law, CPRC Chapter 12, and the FDCPA to put the power back in your hands.Inspect My HOA Records →See How It Works
Improper Notice of Board MeetingsHidden Votes in Consent AgendasUnlawful Fine AssessmentsCPRC §12.002 Fraudulent Lien ClaimsFDCPA Debt Collection ViolationsTexas PCA Chapter 202 ViolationsFailure to Produce Records in 10 DaysImproper Notice of Board MeetingsHidden Votes in Consent AgendasUnlawful Fine AssessmentsCPRC §12.002 Fraudulent Lien ClaimsFDCPA Debt Collection ViolationsTexas PCA Chapter 202 ViolationsFailure to Produce Records in 10 Days
Our Mission
Texas law protects you. Your HOA is counting on you not knowing that.
Homeowner associations in Texas operate under a web of statutes—the Texas Property Code, the Texas Nonprofit Corporation Law, and federal consumer protection law. Most boards rely on homeowner ignorance. We change that equation by turning their own records into evidence.
What We Do
Five Ways We Fight Back
Every tool targets a documented pattern of HOA abuse in Texas.
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Meeting Record Forensics
We audit board meeting minutes for quorum failures, missing agendas, inadequate homeowner notice, and proxy vote manipulation—all violations of Texas Property Code §209.0051.TX Prop. Code §209
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Consent Agenda Exposure
Boards bury fee increases, rule changes, and contract approvals inside rubber-stamp consent agendas to avoid homeowner scrutiny. We identify these hidden actions and establish their procedural invalidity.Open Meetings Act
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CPRC Chapter 12 — Fraudulent Liens
When an HOA records an invalid lien or assessment, it may violate Texas Civil Practice & Remedies Code §12.002, exposing the association to civil liability of up to $10,000 per violation plus attorney’s fees.CPRC §12.002
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FDCPA Debt Collection Traps
HOA management companies and their law firms are often “debt collectors” under federal law. Illegal collection letters, misleading dunning notices, and oversized fee demands are actionable FDCPA violations.15 U.S.C. §1692
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Records Request Enforcement
Texas law requires your HOA to produce books and records within 10 business days. Denial or delay is a statutory violation. We draft certified demand letters and document every step for litigation readiness.TX Prop. Code §209.005
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Assessment & Fine Challenges
Fines not authorized by recorded deed restrictions, special assessments approved without proper homeowner vote, and collection attempts that bypass required hearing procedures are all grounds for challenge.TX Prop. Code §202
How It Works
From Documents to Defense
in Four Steps
Submit Your Records
Upload meeting minutes, violation notices, assessment letters, fine schedules, and any communication from your HOA or its management company. Confidential and secure.
Forensic Analysis
Our team cross-references your documents against Texas Property Code requirements, your specific deed restrictions, open meetings obligations, and federal debt collection rules.
Violation Report
You receive a plain-language report identifying each violation, the specific statute at issue, and the potential remedy—from demand letters to civil claims.
Take Action
Armed with a documented violation report, you can respond to your HOA directly, connect with an attorney, or pursue a formal complaint—with all the evidence already compiled.
Legal Arsenal
The Laws Your HOA Hopes You Never Read
Texas Civil Practice & Remedies Code
CPRC §12.002
Prohibits making or presenting a fraudulent court record or claim against property. An invalid HOA lien can trigger statutory damages of $10,000 per violation, actual damages, and attorney’s fees—even without proving bad faith.⚡ Up to $10,000 Per Violation
Federal Consumer Protection
FDCPA — 15 U.S.C. §1692
When HOA management companies or collection law firms send misleading collection letters, inflate amounts owed, or fail to provide required debt validation notices, they violate the Fair Debt Collection Practices Act—a strict-liability federal statute.⚡ $1,000 Statutory + Actual Damages
Texas Property Code
TPC §209 — Residential POAs
Governs notice requirements, open board meetings, hearing rights before fines, and mandatory records access. Dozens of specific procedural mandates that boards routinely violate—each a potential basis for voiding actions taken.⚡ Voids Improper Board Actions
Texas Property Code
TPC §202 — Deed Restrictions
An HOA can only enforce what is actually in the recorded deed restrictions. Rules created by board resolution alone—without homeowner authorization—often lack enforcement authority. We find the gaps.⚡ Limits HOA Rulemaking Power
Texas Business Organizations Code
TBOC — Nonprofit Governance
Most HOAs are Texas nonprofit corporations. Director fiduciary duties, proper voting procedures, quorum rules, and annual meeting requirements under TBOC provide an independent basis to challenge board misconduct.⚡ Director Liability Exposure
Texas Deceptive Trade Practices Act
DTPA Crossover Claims
In some circumstances, HOA management companies acting in trade or commerce—making misrepresentations about amounts owed or homeowner obligations—can trigger DTPA claims with treble damages for knowing violations.⚡ 3× Damages Available
The Multiplier Effect: The real power comes from combining statutes. An HOA that records an invalid lien and uses a management company to collect it has potentially triggered CPRC §12.002 liability, FDCPA violations, and Texas Property Code procedural failures—simultaneously. We identify every layer.See an Example Case →
6,200+HOAs in Texas
3.4MHouseholds Governed
$10KMax CPRC §12 Per Violation
10Days HOA Must Produce Records
74%Of Audited Boards Had Procedural Violations
Common Violations
What We Find in the Records
Submit Your Documents
Board votes buried in consent agenda without line-item disclosureFee increases, contract awards, rule adoptions passed without individual homeowner notice or discussion
§209.0051
Fine imposed without required pre-hearing notice to homeownerTexas law requires written notice and a hearing opportunity before most fines can be assessed
§209.006
Assessment lien recorded before statutory notice period expiredPremature lien filing may constitute a fraudulent lien claim under CPRC Chapter 12
CPRC §12.002
Collection letter from management company omits FDCPA required disclosures“This is an attempt to collect a debt” and debt validation rights notice absent from communication
15 U.S.C. §1692g
Special assessment approved by board alone without homeowner voteDeed restrictions or governing documents required membership approval that was bypassed
TX Prop. Code §209
Records request denied or ignored beyond 10-business-day statutory deadlineHomeowner entitled to books, records, meeting minutes, and financial statements upon written request
§209.005
Board meeting held without 72-hour advance notice posted to communityFailure to provide proper notice may void all actions taken at that meeting
§209.0051(c)
Take Action Today
Don’t Let Them Get Away With It.
Upload your HOA documents—meeting minutes, violation letters, assessment notices, lien filings—and we’ll tell you exactly where they crossed the line and what you can do about it.Upload Documents Now →Browse Violation Library
Texas Homeowner Defense Network. We analyze HOA records, document statutory violations, and arm homeowners with the knowledge to fight back—legally.
Resources
- Texas Property Code §209
- CPRC Chapter 12 Guide
- FDCPA for Homeowners
- Records Request Template
- Violation Library
Services
About
© 2025 Lone Star Defense Network — Austin, Texas
Not a law firm. Nothing on this site constitutes legal advice. For legal representation, consult a licensed Texas attorney. Informational purposes only.